What do you call a co-worker these days? Neither teammate nor confederate will do, and partner is too legalistic. The answer brought from academia to the political world by Henry Kissinger and now bandied in the boardroom is colleague. It has a nice upper-egalitarian feel, related to the good fellowship of collegial.
Today because of President Obama's courage kids can stay on their parent's plan until they are 26. Insurers cannot kick you off your policy because you have hit your limit. They will not be able to deny you because you have a pre-existing condition.