In theater or movies you see either 'I'm religious' or 'I'm an atheist.' I've never seen too much discussion of 'I believe there's a higher power but I'm hesitant to reach out to him because I don't know if I'm worthy of his attention.'
I don't believe in life after death. But I do believe in some grinding destiny that watches over us on earth. If I didn't the safety valve would give and the boiler would explode.