Look if you have somebody who doesn't have health insurance who doesn't have a doctor or dentist and in order to deal with their cold or flu or dental problem they go to an emergency room - in general that visit will cost ten times more than walking into a community health center.
I really don't think life is about the I-could-have-beens. Life is only about the I-tried-to-do. I don't mind the failure but I can't imagine that I'd forgive myself if I didn't try.