There were all us baby boomers who had a grammar school education started to learn then went on the pill the whole thing and so there are today a lot more women writers editors producers and so a lot more women's stories. God the BBC's practically run by women.
When families save they can get through emergencies like a bad harvest or a medical emergency. But it's more than that. They can also plan for the future gradually saving up for a small business or for their children's school tuition.