I did find some time to go to a record store and check out 'Headstrong' actually in the racks. It was pretty cool I never thought I'd see my own CD sitting there with everyone else's. I made my Mom take lots of pics!
Take free money. No matter how in debt you are if your employer offers a matching contribution on a 401(k) or other retirement vehicle you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.