I can look back at stuff I wrote in my early days and squirm at some of the mistakes I made. But we're all learning every day we never stop. I just hope people keep on liking what I do. That gives me such a kick.
I mean Dodd-Frank is strangling small community banks. It doesn't make any difference what the interest rate is. They're not - they're not going to loan the money because they can't make any money for one thing plus the cost of compliance.