Look if you have somebody who doesn't have health insurance who doesn't have a doctor or dentist and in order to deal with their cold or flu or dental problem they go to an emergency room - in general that visit will cost ten times more than walking into a community health center.
But John Landis wrote a good relationship which is really what the film's about. A very straightforward young woman who's very sure of herself and she meets a young man who needs some taking care of.