People spend time worrying about things they think they have to have and lose perception of what they do have. You can have all the money and material things you want. If you aren't here to enjoy them what good do they do?
The real beauty of it - key to my life was playing key chords on a banjo. For somebody else it may be a golf club that mom and dad put in their hands or a baseball or ballet lessons. Real gift to give to me and put it in writing.