You can't fall back on the private sector and say 'You take care of the nation's banking system.' That's a fundamental function of the government the Federal Reserve the Treasury and the FDIC etc. All of those agencies have a major role to play there.
When you are at the bottom you find beauty in such little things and goodness in such little gestures. When I compare any struggle today to ones that I may have had in my childhood there is nothing that can bring me down.
