I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt - Gordon Brown's legacy to millions of Britain's families - will hang like a millstone around the neck of the British people for years to come.
The man who makes everything that leads to happiness depends upon himself and not upon other men has adopted the very best plan for living happily. This is the man of moderation the man of manly character and of wisdom.
