You can't have bank holding companies acting as hedge funds. You can't have them taking a million-dollar pension plan for Joe Schmo the bus driver and treat it with the same risk appetite that you treat George Soros' pocket money. It's fundamentally ridiculous.
I think that from the time you start playing sports as a child you see that your responsibility to your team is to play the best that you can play as an individual... and yet not take anything away from being part of a team.
