Young people can get very discouraged and get hooked on drugs or on alcohol because of problems they perceive as insurmountable. It is important that they realize a mistake need not ruin their future but they must also know that not everything in life is a bed of roses.
Investors have few spare tires left. Think of the image of a car on a bumpy road to an uncertain destination that has already used up its spare tire. The cash reserves of people have been eaten up by the recent market volatility.
