You can't have bank holding companies acting as hedge funds. You can't have them taking a million-dollar pension plan for Joe Schmo the bus driver and treat it with the same risk appetite that you treat George Soros' pocket money. It's fundamentally ridiculous.
I do not at all have the mind of a bully... in my mind bullies are intolerant of contrary opinion domineering and rather cowardly. I would hope that none of those terms could be fairly used in describing me.
