Over the eons I've been a fan of and sucker for each latest automated system to 'simplify' and 'bring order to' my life. Very early on this led me to the beautiful-and-doomed Lotus Agenda for my DOS computers and Actioneer for the early Palm.
A system of capitalism presumes sound money not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings not credit creation by a central bank.