As far as your personal goals are and what you actually want to do with your life it should never have to do with the government. You should never depend on the government for your retirement your financial security for anything.
I think money is essential to happiness and right now I wouldn't want to be anyone other than Wilbur Smith - I've had a fantastic life rewarded far more heavily than I deserve. Maybe I'd like to be J. K. Rowling but I'll settle for second best.