Take free money. No matter how in debt you are if your employer offers a matching contribution on a 401(k) or other retirement vehicle you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.
Wrinkles should merely indicate where smiles have been.
Anyone who stops learning is old whether at twenty or eighty. Anyone who...
Age is an issue of mind over matter. If you don't mind it doesn't matter.